If it feels like you're constantly robbing Peter to pay Paul, call me. A healthy budget should not make you feel like you're juggling 10 balls at once and consistently in danger of one slip-up bringing everything crashing down on you. I've represented many people over the past decade who were in a similar position: they made good money but maybe not as much as they used to, or an unexpected event (divorce, major medical procedure, extended unpaid absence from work) shifted their finances from stable to dancing on a knife's edge.
Many times we file Chapter 13 repayment plans in these situations, which allow my clients to retain their property and to repay some portion of their other debts in line with what their monthly budget allows. Call me now or click here so we can discuss your concerns and evaluate your options.