As we know, living and working in the Metro Atlanta area is virtually impossible without having your own vehicle.  Public transportation is limited, most housing options aren't within walking distance to everyday destinations, and ride-sharing services are often cost-prohibitive.  In short, having a car is a necessity, not a luxury.  Because of this reality, protecting your vehicle from repossession is critical to ensuring that you can still get to work, get your kids to school, visit the doctor's office, and generally live your life.

Falling behind on a vehicle loan puts all of that at risk.  The good news is that filing bankruptcy will stop your finance company from repossessing your vehicle and allows us to put together a repayment plan that works for your budget while also addressing your other debts.  We can also, in most cases, get back a car that was recently repossessed but waiting until things get to that point is completely unnecessary and is a waste of your time and money.

If you're even only a couple of weeks behind on your car loan, call me today so we can get started before repossession becomes a serious threat.  As I mentioned a moment ago, if you're behind on your car loan you likely have other substantial debts that I can help with.  One of the benefits of a bankruptcy filing, whether it's a Chapter 7 or Chapter 13, is the ability to address your debts in a comprehensive manner rather than trying to deal with them one by one.